All Policies Gift Card Terms & Conditions Website Terms of Use Privacy Policy Cookie Policy Grievance Policy FAQ List of Authorised Distributors Security Salient Features of the Integrated Ombudsman Scheme The Reserve Bank - Integrated Ombudsman Scheme Our Policies - Qwikcilver Compliance and Ethics This section contains the policies that cover the gift cards issued by Qwikcilver, customer grievances and website usage. For more details please click the respective links. All Policies